SB Payment Service Corp.

SB Payment Service Corp. provides payment services to a wide range of e-commerce businesses, both inside and outside of the Group. Payment transaction volumes were approximately ¥8.0 trillion in FY2023.

SB Payment Service Corp.'s strength in its business activities lies in its collaboration with Group companies. The Group operates in diverse fields such as telecommunications, e-commerce, QR and barcode payments, and social media, and has a large number of business partners and merchants. In addition to SB Payment Service Corp.'s own sales activities, it has dramatically increased the number of its merchants by offering a wide variety of payment services (credit card, QR code payments, electronic money, etc.) to the Group's partners and merchants to meet their various needs. Moreover, for the existing merchants, we aim to further increase the transaction volume per merchant by providing AI fraud detection services and store operation support services linked to “LINE”.

PayPay Securities Corporation

PayPay Securities Corporation is growing rapidly on the strength of its strong collaboration with “PayPay,” one of the largest cashless payment services in Japan. By creating a user-friendly interface from the “PayPay” top screen, the “PayPay Point Management” service, a simulated investment experience that uses points accumulated through the use of “PayPay”, provides an opportunity for users to become familiar with investing. For users seeking more substantial investment opportunities, we provide “PayPay Asset Management,” which allows users to buy and sell Exchange Traded Funds through a mini app in “PayPay” and a service that allows users to trade individual stocks and other securities, from “PayPay” or “PayPay Point Management”. By linking with “PayPay” in this way, we can keep the unit cost of acquiring a securities account at a very low level compared to typical Internet securities companies.